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Tailpipes and Overdrafts.... - Sichy [entries|archive|friends|userinfo]

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Tailpipes and Overdrafts.... [Apr. 21st, 2004|10:48 pm]
[mood |distresseddistressed]

Today sucked. Flat out sucked. I feel like sharing...

For the last week or so, I've have $3.00 in my bank account. I knew it. It sucked. I was dealing the best I could.

See, shortly before Easter, I got laid off. My former boss is an idiot who has no head for business. She bid way low on a job just to get it, then acted surprised when she made no money...

Last week, I went down to Jacksonville to a "Day Labor" place. I called them on Tuesday. They said "Come down and fill out all the paperwork so that you can get sent out the next day". So I did. Drove the 40 miles both ways to do fill out paperwork. The next day, I woke up at 3am to be back at 5:30 in the morning with hopes of getting sent right out to some labor intensive job with a promise of "Work today, Get Paid today"....blah. I sat there for 5 hours and found out later that this place has a bad rep for doing that to people. C'est La Vie.

But now I'm low on gas...I have no money...what to do??? Before I leave town, I stop by my friend Desiree's house and borrow her phone and the Yellow Pages. Open it up to Painters and notice an ad that just seems right. Call. Get job. I started yesterday.

It's been a LONG time since I've done exterior work, and forgot just how intense it can be. But I enjoy it.

My boss understands that I commute 50 miles each direction and was going to give me some cash today for transport money until payday.

When I woke up at 5:30am, I went through my normal routine. Pour some Dew, turn on computer, grab a quick shower...check all my normal sites. The Bank is one of them. Even if I know there's no money...I check it. It's habit.

WTF???????? -$80.00. Uhm...Everything was accounted for. Crap...ToonTown hit. I swear that was next week. But, the kicker is...it caused two overdraft fees. So, 10 bucks cost me an extra $70.00. Damn...damn...damn....

Get to work. Tell boss the situation. He says "No problem"...wow...what a cool boss. End of the day, he hands me a check for $100.00. Cool...covered...until...

I make it to the bank JUST as all the little tubes suck up the little canisters. Bank just closed. FUCK. Call home. "My only option at this point is to deposit via ATM and go to Desiree's. If she has $5.00, I'll be home. If not...I'm staying in Jax."

Deposit check. "Avail. Balance: -$15.04" WTFBLOODYHELLISTHISSHIT????? Call home. "Please login to the bank site and tell me what it says..." It says now -$115.04. Okay..that's exactly $35.00 off. Which is the exact amount of yet another NSF/Overdraft fee. Pardon me...There isn't anything out there. No checks, no ATM fees, nothing. What is going on?????

I call the bank. While holding, it cuts off. I call back. 800 number is now closed for the day. Christ in a handbag. Drive to Des' house. Nobody home. Call friend in Jax. He and his roomie answer at the same time. Everytime I say his name, his Roomie says "hello?". Intended party hangs up phone. I say to roomie "Hi, it's Holly...calling for Mikey"..."He was just on the phone"..."Yes, I know and you drowned me out everytime I spoke. LOL"...However, Mikey isn't answering his door. *sigh*...nevermind, folks.

So, I'm sitting in Des' driveway. I'm sunburned, I'm hot, I'm tired, I'm sore...I just wanna go home. At this point, I considered sucking the tailpipe of my car, but knew it would run out of gas before finishing the job.....leaving yet one more thing having gone wrong for the day.

At 6:15, I get a call from home. Mother in law is taking kids to dinner and sending Nate with gas money and a turkey sandwich. It's an hour's drive. It's high traffic time. I wait.

Des gets home. I go inside. Drink some tea, park my ass in front of Darryl's computer and get some sunshine in my day.

I was rescued and drove home and here I am. I survived. I'm alive. Still negative in the bank by FIFTEEN freakin' dollars...but hell...it could always be worse. Unfortunately, my bank gets really ugly when there's a negative balance. If it's a positive balance, they are great. But negative, you get like 5 dollars a day removed, and in 7 days they turn it into "credits" only and revoke your debit card for 6 months. *sigh*

Is it almost the 1st? Are we there yet? I need payday. LMAO.

[User Picture]From: robbi0227
2004-04-25 11:08 pm (UTC)
wow. you are so interesting.. my eyes were glued to the screen reading that story.
(Reply) (Thread)
[User Picture]From: not_hothead_yet
2004-04-26 08:08 am (UTC)
five more days darlin!

Boy, I know that story like the back of my hand... it's really nice when you get bailed out though... reminds you of how lucky you can be.

Hang in there.
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